2025 Roth Ira Contribution Limits Over Age 50. For the 2025 tax year, the maximum contribution you can make to a traditional or roth ira is $7,000. In 2025, the magi must be less than $218,000 and no more than $228,000 to contribute.
For those aged 50 and older, the limit is $8,000, which. Roth ira income and contribution limits for 2025.